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> When Taking on Debt, Identify When It Will Be Repaid I also prefer this. Not only does it force decision making around taking on and paying off debt, it also implicitly recognizes the notion of Dark Debt mountaingoatsoftware.com/blog/three-strategies-for-fitting-refactoring-into-your-sprints
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As with all things implicit, it may not be known. If you haven't heard of Dark Debt, read medium.com/@allspaw/dark-debt-a508adb848dc
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For further reading: > Conflating multiple issues under one umbrella leads to an inevitable failure to determine effective solutions helpscout.com/blog/technical-debt/
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And more: > the problem isn’t technical debt; it’s unmanaged technical debt. In any company, the CFO knows exactly how much financial debt there is...But ask your CTO how much technical debt [there is], and you’ll get an awkward “uh… a lot?” verraes.net/2020/01/wall-of-technical-debt/